Money stuff school never covered
Money skills, actually built for 16–24.
A focused financial literacy curriculum covering budgeting, payslips and tax, banking, debt and credit, renting, and managing money in work. Standalone, or as part of the full Fledglings platform.
Chapter one · the contents
Six topic areas. One focused book.
Practical topics for the situations 16–24 year olds actually face. Available standalone, or as part of the full platform across four curricula.
01 / Core
Budgeting
How to build a budget on a starter income, track spending, save deliberately, and adjust when life changes.
— for any income02 / Practical
Payslips & Tax
How to read a payslip, tax codes, National Insurance, deductions, and what to do if something looks wrong.
— for the first payslip03 / Core
Banking
Current accounts, savings, ISAs, direct debits, standing orders, and choosing between providers.
— for the everyday04 / Critical
Debt & Credit
Credit cards, overdrafts, credit scores, BNPL, student loans, and how to handle debt that gets out of hand.
— before it spirals05 / Practical
Renting
Tenancy agreements, deposits, bills, council tax, dealing with landlords, and rights as a tenant.
— for the first flat06 / Advanced
Money in Work
Pensions, workplace benefits, salary negotiation, expenses, and managing money through the first years of working life.
— for the long gameChapter two · why this
Focused. Practical. Built for the age group.
Most adult financial education is too dense or pitched at people already in stable employment. Most school content stops at GCSE-level abstractions. We start where they don't.
The situations they actually face
Budgeting, payslips and tax, banking, debt and credit, renting, money in work. Practical content for the moments 16–24s meet.
Written by the age group
Built specifically for 16–24 and designed by people from the demographic. Not adapted from generic adult content.
Standalone or full platform
Run financial literacy on its own, or alongside Employability, Confidence & Resilience and Online Safety as a complete programme.
~ Promise to teach ~
Money skills your learners actually leave with. Plug-and-play, GDPR compliant, EU-hosted.
Chapter three · the journey
From conversation to cohort live.
Discovery
A 15-minute call to scope your cohort, delivery model, and whether you want financial literacy alone or the full platform.
~15 minutesPilot
A short pilot with a defined cohort so you can see it with your own learners.
~one half-termRollout
Learners access the platform directly with single sign-on. Hosted by us — nothing to install.
~ready in daysReporting
Engagement and completion data ready for personal development evidence — exportable, no manual reporting.
~hand it overChapter four · common questions
Quick answers. Straight.
Money skills your learners actually leave with.
15 minutes is enough to see whether Fledglings fits your cohort.
Where Growth Takes Flight